Indian Bank is a national public sector bank under the Ministry of Finance, Government of India. It provides various online banking services for the customers, such as mobile banking, net banking, UPI and more. So, if you have Indian Bank Net Banking and want to change your User ID, you can do it in a few steps.
Indian Bank User ID is a CIF number that refers to the unique identification of the user, which is obtained from the Bank. You can find it on your Indian Bank passbook.
The easiest way to change the user ID in Indian Bank is through net banking. If you have not activated net banking in Indian Bank then you can create net banking by clicking on the link here.
How To Change User ID in Indian Bank
You can change the User ID in Indian Bank only once. So, choose the preferred user ID that starts with at least three letters and a combination of a minimum of 5 to 15 letters and numbers. Following are the steps to change the User ID in Indian Bank.
Step 1: Vist the Indian Bank Net banking portal. Log in with your User ID and password. For the first time, the CIF number will be your User ID.

Step 2: Click on the ‘Options‘ that appear on the top side. Next, you will find the change User ID (only once) option.

Step 3: Click on the ‘Change User ID‘ option. You will get your previous User ID, which will be editable. Edit it with your prefered User ID.

Step 4: So, change the Indian Bank User ID, enter the ‘Message‘ and ‘login password‘. Click on the ‘Submit‘ option.
Step 5: On submission, the User ID will be changed successfully, which will visible on the page. You will be automatically logged out after changing the User ID.
Indian Bank CIF Number, User ID:
Unless you change it, both the CIF Number and User ID in Indian Bank will be the same. Indian Bank does not provide a separate User ID for you. So you can use this CIF number as a User ID for Net Banking.
FAQs
User ID is your CIF number, which you will find in your bank passbook.
No, it is not mandatory to change the User ID in the Indian Bank. You can always use the CIF number as the User ID.
You can get the CIF number in Indian Bank by entering your account number, registered mobile number and OTP.
Yes, it is a nationalized public sector bank and has more than 6000 branches all over India.
The User ID and CIF number in Indian Bank are the same. Later, you can change the CIF number. But it is optional for you.