How You Can Add Multiple Bank Accounts in PhonePe

add multiple bank accounts in phonepe

The e-commerce company Flipkart’s PhonePe is a popular UPI-based mobile payments app used all over India. PhonePe allows users to send and receive money, pay utility bills, mobile and DTH recharge and more. But, to do all this, you need to add your bank account, and you can also add multiple bank accounts here.

But, UPI Pin is mandatory for transactions; you cannot do anything without UPI Pin. To use PhonePe or any UPI-based mobile application, your phone number must be registered with your bank account. A Unified Payments Interface (UPI) supports linking multiple bank accounts in a single mobile application.

The PhonePe app has a very simple interface and is easy to use for the user. You need a mobile number or UPI ID for fund transfer; you don’t need to enter the bank account number, IFSC and other details.

So, if you are new or want to know how to add more than one bank account in PhonePe, this tutorial can help you. But, first, you must install it from Play Store or use your existing PhonePe application for further steps.

How to add multiple bank accounts in PhoePe?

The steps required to add multiple bank accounts in Phonepe are as follows:

  • Open your PhonePe app and tap Profile at the top left.
  • Tap “Add Bank Accounts” on the next screen.
  • Select your bank account from the bank list.
  • Create UPI Pin for transactions. For the first time, you will need to enter the last six digits of your debit card and the expiry date.
  • You will get an OTP; enter OTP and Tap Submit.
  • Create UPI Pin and enter the same to confirm.
  • Tap “Confirm”.

Now, your bank account has been successfully added.

How to Create a UPI ID in PhonePe?

Following are the steps to generate a UPI ID in the PhonePe app:

  • Tap on Profile
  • On the next screen, select “UPI settings”.
  • You will find several UPI IDs.
  • Tap on Activate to select which UPI ID you prefer.

That’s all; The PhonePe UPI ID will be generated successfully. By default, the PhonePe app uses your UPI ID for transactions.

How to check your bank balance in PhonePe?

To check the bank balance in PhonePe, tap “Check Bank Balance”. On the next screen, select your bank account and enter your UPI Pin.

Your bank balance will be displayed on the screen within a few seconds.

How to create a UPI pin in PhonePe?

It is very simple; when you add your bank account, you will get an option to create a UPI PIN.

Can I add multiple bank accounts in PhonePe?

Yes, you can add multiple bank accounts in PhonePe. Because UPI supports multiple bank accounts in a single UPI-based mobile application.

Is the PhonePe app secure?

The PhonePe app is by Flipkarts, very fast and most secure like other mobile payment apps.

What is UPI ID?

UPI ID is a virtual payment address (VPA). It may be your phone number, mail id or others, followed by the handle (@ybl, @axl, @ibl), etc.


PhonePe is an excellent mobile payment app where you can add multiple bank accounts. Because it supports the Unified Payment Interface (UPI). You can transfer money as well as pay your utility bills like DTH, Mobile Recharge, Electricity, Fees, etc.

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