The UPI PIN of the mobile payment app is mandatory for the users to complete the transaction. PhonePe is the most widely used UPI payment app compared to other apps. So, if you have forgotten or want to change your UPI PIN, you can Reset the UPI PIN in PhonePe in a minute.
PhonePe UPI PIN is a 4/6 digit secret code that you need to enter while fund transfer, bill payment or recharge. But, you are not required to enter the UPI PIN while receiving the money.
The number of digits in the UPI PIN may vary depending on the bank, as in State Bank, the UPI PIN is six digits, but for other banks such as Union Bank and HDFC, it is 4 digits.
Why is UPI PIN So Important?
The UPI PIN is mandatory for funds transfers or other digital payments. UPI PIN is a 4-6 digit number and needs to enter for online transactions. If you have forgotten your UPI PIN in the PhonePe app, you can reset it at any time. The UPI pin is like an ATM pin. You need to enter a UPI PIN to make the payment; enter the UPI PIN, and your transaction is done in a matter of seconds.
How to Reset UPI PIN in PhonePe?
Step 1: Open the PhonePe app and tap on the Profile option at the top left.
Step 2: You will find linked bank accounts on the next screen. Select the bank account in which you want to reset your UPI PIN.
Step 3: On the next screen, the Reset and Change option will appear to change the UPI PIN.
Step 4: Tap on the ‘Reset‘ option to reset the UPI PIN.
Step 5: Enter the last six digits of your debit card, enter the valid month, and year and tap on Proceed option.
Step 6: Here, you will get a six-digit OTP on your registered mobile, enter OTP and Set the ‘UPI PIN‘.
Step7: Confirm the UPI PIN.
Finally, in this way, you can easily reset your six or four-digit UPI pin in PhonePe. UPI PIN can be 4 or 6 depending on the bank guidelines.
In most of the UPI payment apps, you can reset your UPI PIN. To reset the UPI PIN, a debit card is most important. UPI PIN is like ATM PIN; without UPI PIN you cannot make transactions, purchases, shopping, bill payments, etc.
Yes, Debit card details are mandatory to reset UPI PIN.
PhonePe UPI PIN is a four or six-digit code and needs to enter for online payments.
It depends on the bank guidelines.