How to Increase Google Pay UPI Transaction Limit?

To use Google Pay, you need to add your bank account for transactions, like bill payments, mobile recharge, fund transfers, etc. Google Pay is a third-party payments app that supports UPI functions for funds transfer. You must be aware that the transaction limit varies from bank to bank, and it all depends on your bank as all the banks have their own transaction norms. But, if you want to increase your daily transaction limits, you can do so in other ways.

Google Pay is a third-party payments app and you need to link your bank account for transactions. If your bank allows a maximum of 100000/- per day, then your maximum transaction limit will be 100000/-. Google Pay is considered to be the fastest and most secure app for transactions.

Google Pay has millions of users but, you cannot increase your bank’s transaction limit here. You can set your transaction limit of Rs.100000/- or less through Mobile or Internet Banking and not on Google Pay.

Therefore, to change the banking functionality, like transaction limit, domestic and international usage, ATM Pin, etc, you need a banking app. Suppose, you have linked your SBI bank with Google Pay, then you need Yono SBI, Yono Lite or any other SBI app to set the transaction limit.

However, to increase the transaction limit in Google Pay, you need to check the daily transaction limit of your bank. Since Google Pay supports the UPI function, therefore, you can add multiple bank accounts. If the transaction limit of your first bank account is Rs.100000/-, you can add one more bank to Google Pay to increase your daily transaction limit.

But, before proceeding further check the latest transaction limits per day of all banks in India:

Bank-wise UPI Transaction Limits for 2022

There are daily limits on how much you can send money through the Google Pay app. The limits for Google Pay may vary as all banks have their own UPI transaction limits on a daily basis.

You can send money up to Rs 1,00,000 or less in a day across all UPI apps, but it varies from bank to bank. So, it all depends on the bank transaction limit that the bank account you have linked with the Google Pay app.

Bank nameBank typeUPI Txn LimitDaily Limit
Adarsh Co-Op BankCooperative2500025000
Airtel BankPayments Bank100000100000
Idea BankPayments Bank100000100000
Allahabad BankPublic Sector Bank25000100000
Asam Gramin Vikash BankRRB500025000
Axis BankPrivate Bank100000100000
Bandhan BankPrivate Bank100000100000
Bank of BarodaPublic Sector Bank25000Not Set
Bank of IndiaPublic Sector Bank10000100000
Bank of MaharashtraPublic Sector Bank100000100000
Canara BankPublic Sector Bank1000025000
Central Bank of IndiaPublic Sector Bank2500050000
Citibank RetailForeign Bank100000100000
DCB BankPrivate Bank50005000
Dena BankPublic Sector Bank100000100000
HDFC BankPrivate Bank100000 (Rs 5000
for a new customer)
100000
HSBCForeign Bank100000100000
ICICI BankPrivate Bank10000
(Rs 25000 for
Google Pay users)
10000
(Rs 25000 for
Google Pay users)
IDBI BankPublic Sector Bank2500050000
IDFC BankPrivate100000100000
India Post
Payment
Bank
Payments Bank2500050000
Indian BankPublic Sector Bank100000100000
Indian Overseas BankPublic Sector Bank1000020000
IndusInd BankPrivate Bank100000100000
Kerala Gramin BankRRB2000020000
Kotak Mahindra BankPrivate Bank100000100000
Manipur Rural BankRRB1000010000
Paytm Payments BankPayments Bank100000100000
South Indian BankPrivate Bank100000100000
State Bank of IndiaPublic Sector Bank100000100000
UCO BankPublic Sector Bank100000100000
United Bank of IndiaPublic Sector Bank2500060000
YES BankPrivate Bank100000100000

See also – PhonePe transaction limit

Steps to Increase Google Pay UPI transaction limit

All banks have their own transaction limits on how much money you can transfer per day. Google Pay even all UPI apps follow these guidelines, and you can send money more than 10 times in one day across all UPI apps. Therefore, to increase the UPI transaction limit, add your multiple banks in Google Pay app.

To add multiple banks to Google Pay, follow the steps below:

profile image

Step 1: Download and open your Google Pay app. Select the profile image at the top right of the home page.

select payment methods

Step 2: On the next page, tap on Set up payment methods. Here, you can add a maximum of two bank accounts.

Step 3: Tap on Add bank account. Select the bank where you have an active account.

Tap on Continue

Step 4: Tap Continue, and it will verify your registered mobile number with your bank account. If all goes well then your bank will be linked to the Google Pay app.

Now, you have added two bank accounts, which will increase your daily transaction limit.

How To Set Google Pay UPI Limit?

Google Pay supports the UPI function, it does not support any change in banking functionality. So, you can not set the UPI transaction limit in Google Pay, For example, if you are an SBI customer, and you have added this bank account. Now, your UPI transaction limit will be Rs 100000/-, as it is set by the State Bank.

Therefore, to set the UPI transaction limit, use the YONO Lite, YONO SBI or another SBI app, you can set it. Once the limit is set, then add your bank account with the Google Pay app. If you want to know more please check here.

Similarly, if you are a Union Bank, Indian Bank or any other bank user, follow the same procedure to add your bank account with the Google Pay app or other UPI apps.

All banks have their own mobile banking application, where you can manage your UPI transaction limit. Later, you can add your bank account to Google Pay.

FAQs
Is there any option to set the UPI transaction limit in Google Pay?

There is no option to set the UPI transaction limit in Google Pay.

How to set the UPI transaction limit in Google Pay?

To set a UPI transaction limit, use the bank that you have already set the transactions limit, then add it to the Google Pay app,

What is the maximum UPI transaction limit in Google Pay?

The maximum transaction limit will depend on the type of bank. The maximum transaction limits vary from bank to bank as mentioned above.

How to increase UPI Transaction Limit in Google Pay?

To Increase the UPI transaction limit add multiple banks to the Google Pay app. This will increase your daily transaction limits.

What is the UPI daily transaction limit?

UPI daily transaction limit refers to the maximum limit per day in any UPI app.

Conclusion

There is no direct option to increase the UPI transaction limit in Google Pay. But, you can increase your transaction limit by adding one more bank account. The transaction limits will be doubled as there are two bank accounts linked to your Google Pay app. But, to set the transaction limit, use your existing banking app and set the limit to less than the maximum limit.