Before creating YONO BHIM UPI ID, you need to know some essential information related to YONO app.
SBI’s official app YONO is an all-in-one app that comes with all the full features. SBI’s customers can do all banking work from home and do not need to go to the bank.
And one good thing is that even if you do not have an account, you do not need to go to the bank to open an account; you can open basic savings account within two or three minutes.
Through this app, if you have an account with SBI, you can create a user ID password for NetBanking.
SBI Yono pay:
You can transfer money through the SBI Yono Pay option in many ways, such as QR code, ‘Quick transfer‘, ‘Bank account‘, ‘BHIM UPI ID‘, Phone number etc.
At the time of emergency:
It helps the users perform various tasks related to their accounts during the crisis, such as changing debit card PIN, closing the debit card, ordering the new debit card, changing phone number, SMS alert, and chequebook be continued or stopped etc.
In the Settings section:
You get the rights to make changes, related to the bank account in the Settings section.
The first option MMID will be available here, and you can see the MMID number by tapping on MMID.
For security purpose:
You can change or remove your MPIN, reset your internet banking password, profile password here; no need to go to the bank. You can also manage your daily limit of transactions or manage transaction rights.
Also read: How to change UPI PIN in GPay
Besides, you will get many online facilities such as bill payment, ticket booking, loan, credit card payment or LIC instalment and much more.
You do not need a debit card to withdraw cash from SBI ATM in the YONO Cash option. Some new features are being added with each update.
Today, I will give detailed information about creating YONO BHIM UPI ID through SBI YONO App.
HOW TO CREATE YONO PAY BHIM UPI ID:
Step 1: So, open the Yono app and tap on the ‘Yono Pay‘ option. You will get the option of ‘BHIM UPI‘,
Step 2: Tap on BHIM UPI. On choosing the BHIM UPI option, you get the option to create BHIM UPI ID (Unified Payment Interface ID).
Step 3: Tap on Create / Retrieve UPI Profile. Here, one has to know that UPI ID is like a specific email ID and is used to transfer money to a bank account. The UPI ID is linked to your bank account and mobile number.
Step 4: On the next screen, you have to select the phone number to create a UPI Profile. If you have two mobile numbers, choose the phone number linked with the bank account.
Step 5: After selecting the phone number, an SMS will be sent to your registered mobile number to verify the bank details, and it will be automatically verified.
Step 6: On the next screen, you will have the option to select a Bank
Also read: QR based cash withdrawal in SBI Yono
Step 6: Here, you will find three suggested UPI IDs, choose one of them, select the secret question given below and answer.
Tap on Next. On the next screen you will get a message of congratulations !, successfully created your UPI ID.
In this way, you can easily create your Yono BHIM UPI ID in just two minutes.